Payment Gateways
The gateway is the engine behind every online transaction. Bridge partners with four industry-leading gateways so you get the right fit for your business — not a one-size-fits-all solution.
What Does a Payment Gateway Do?
A payment gateway is the secure connection between your website (or virtual terminal) and the card networks. When a customer enters their credit card information, the gateway encrypts it, sends it to the processor for authorization, and returns an approval or decline — all in about two seconds. Without a gateway, you cannot accept card-not-present transactions online, over the phone, or through invoices.
Bridge includes your payment gateway at no additional monthly cost with every merchant account. You choose the gateway that fits your platform, and we handle the integration.
Gateway Comparison
| Feature | NMI | Authorize.net | USAePay | PayTrace |
|---|---|---|---|---|
| Best For | ISOs & resellers | General e-commerce | High-volume merchants | B2B & Level III |
| Virtual Terminal | ✓ | ✓ | ✓ | ✓ |
| Recurring Billing | ✓ | ✓ | ✓ | ✓ |
| Tokenization | ✓ | ✓ | ✓ | ✓ |
| RESTful API | ✓ | ✓ | ✓ | ✓ |
| Mobile SDK | ✓ | ✓ | ✓ | — |
| Level II / III Data | ✓ | — | ✓ | ✓ |
| ACH / eCheck | ✓ | ✓ | ✓ | ✓ |
| Hosted Payment Page | ✓ | ✓ | ✓ | ✓ |
NMI
The most flexible gateway for businesses that need advanced customization. NMI supports 200+ shopping carts, offers a powerful query API for reporting, and gives ISOs full branding control. If you want maximum integration options, NMI is the choice.
Authorize.net
The most recognized name in payment gateways. Authorize.net works with virtually every e-commerce platform out of the box and has the largest developer community. Ideal for merchants who want plug-and-play simplicity with proven reliability.
USAePay
Built for speed and high-volume processing. USAePay provides a clean, fast interface and handles large batch files efficiently. Their console is straightforward and well-suited for merchants processing thousands of transactions daily.
PayTrace
The B2B specialist. PayTrace excels at Level II and Level III processing, which can lower interchange rates by 0.50% or more on business and corporate card transactions. If you invoice other businesses, PayTrace should be on your shortlist.
Which Gateway Is Right for You?
Answer these three questions and we will point you in the right direction:
Where do your customers pay?
Website only? Phone orders? Invoices? In-person? Your payment flow determines which gateway features matter most.
What platform do you use?
Shopify, WooCommerce, Magento, custom-built? Some gateways offer native plugins while others require API integration.
Do you sell B2B?
If you accept corporate cards or government purchase cards, Level II/III data can save you 0.50%+ per transaction — and not every gateway supports it.
Core Gateway Features — All Included
Store cards securely without touching raw card data
Automate subscriptions and installment plans
Key in phone and mail orders from any browser
AVS, CVV, velocity checks, and IP blocking
PCI-reducing checkout page hosted by the gateway
RESTful APIs with SDKs for PHP, .NET, Java, and more
Not Sure Which Gateway Fits?
Our team will recommend the right gateway for your platform, volume, and business model — at no extra cost.