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Retail Credit Card Processing

Accept every card, every wallet, every tap — right at the counter. Fast, secure, and built for in-person sales.

Card-Present Processing That Just Works

Every in-store transaction should be effortless — for you and your customers. Bridge provides retail credit card processing designed around speed, reliability, and the lowest possible interchange rates. Because card-present transactions carry less fraud risk than online orders, you benefit from significantly lower processing fees.

Our POS payment processing solutions support EMV chip cards, magnetic stripe, contactless NFC payments (Apple Pay, Google Pay, Samsung Pay), and PIN debit — all through a single terminal. No extra hardware. No extra contracts.

Terminal & Hardware Options

Countertop Terminals
Traditional wired terminals with built-in printers — ideal for checkout counters and fixed registers.
Wireless / Mobile Terminals
Battery-powered, Wi-Fi or cellular — perfect for tableside service, pop-ups, and delivery.
Smart POS Systems
Touchscreen devices running full POS software with inventory, tipping, and reporting built in.

EMV Chip & Contactless: The New Standard

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EMV Chip Security

Chip cards generate a unique code per transaction, virtually eliminating counterfeit fraud. EMV compliance also shifts liability away from your business.

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Contactless & NFC

Tap-to-pay transactions complete in under two seconds. Customers love the speed, and you benefit from higher throughput during peak hours.

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PIN Debit Routing

PIN debit transactions often carry the lowest interchange rates of all card types. Our terminals support dual-routing to help you capture every saving.

Interchange-Plus: Transparent Retail Pricing

Most processors hide their margins behind tiered or flat-rate pricing. Bridge uses interchange-plus pricing, which means you pay the actual card network rate (set by Visa, Mastercard, Discover, and Amex) plus a small, fixed markup from us. Nothing hidden. Nothing bundled.

For retail merchants, card-present interchange rates start as low as 1.51% + $0.10 for standard Visa consumer credit cards — significantly less than the 2.6%+ flat rates charged by Square or Stripe.

Your Retail Rate Breakdown

Interchange (Visa/MC)1.51 – 2.10%
Bridge Markup+ 0.15 – 0.30%
Per-Transaction Fee$0.08 – $0.10
Monthly Fee$9.95

Why Retail Businesses Choose Bridge

2s
Average transaction time
99.9%
Uptime reliability
24hr
Setup and activation
0
Long-term contracts

Retail Industries We Serve

From boutiques to big-box, Bridge supports card-present processing for every retail environment.

Restaurants & Cafes
Clothing & Apparel
Grocery & Convenience
Health & Beauty
Auto Repair & Service
Professional Services
Fitness & Gyms
Pet Stores

Ready to Upgrade Your Retail Processing?

Get set up in 24 hours with lower rates and better hardware. No long-term contracts.

Get Your Free Quote